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Posts Tagged ‘Insurance Service’

The reputation of an insurance company is determined by their services. The customers who receive the service will judge the reputation of the company and pass their thoughts to people around them. Therefore, to create a good impression through good services is very essential. Customers assess the reputation of an insurance company before actually buy the products.

To assess the reputation of the service, one way that is done by a customer is by seeking information about A to Z of services provided by the insurance company, or at least know exactly where the office is located. The customers assess the services provided by companies from various complaints that may arise when providing customer service, or if necessary directly to the office the company.

With going straight to the company, the quality of services provided by the company can be known exactly. This is done with the intent to know the service quality that will be encountered.
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In terms of the investment portfolio content, these two institutions have few things in common, that is the same as raising funds for the community then collectively invested in certain investment choices. Same customer funds managed by fund managers the same quality, even now many insurers who submitted a total customer funds to asset management institutions to be managed professionally. Of course, this also gives plus minus for long-term customer.

Mutual unit is one link from a combination of various portfolios, such as deposits, bonds, stocks, or mutual fund itself. It’s just that a percentage of the portfolio is distinguished by the characteristics of the investor. This is an investment strategy in conducting the spread risk appropriately. Whether the results are maximal or not, the investment performance is largely determined by the content and use of portfolio risk opportunity for the right time, not on the choice of link or mutual fund units.
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The fundamental difference is the agency manager, which is managed by the Unit link insurance institutions while the Mutual Funds are managed by institutional asset management.

Buying mutual funds in asset management institutions can provide services more quickly and directly to the fund managers or brokers. While the unit should link through an insurance agency, where fund managers are in institutions or may be outside those institutions. The service speed depends on the activeness of agents who are committed to give assistance. So for those of you who have and will buy a unit linked, make sure your agent professional and committed to long term. Thus, various facilities and benefits of the program you will receive the maximum.

When you reach the goal to invest in a certain number of active and progressive, certainly taken directly to the mutual fund asset management institutions will be very beneficial. In fact, also given the option portfolio is more progressive with a maximum chance of great results and certainly with a high risk as well.  The goal of the Institute of Asset Management business is to multiply your investment, while the insurance institute aims to maintain the value and the amount of money you against financial risks (inflation) and the risk of life.
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Link units are a combination of insurance programs and investments. Depending on the goal for greater customer utilized or utilized investment insurance, maybe even really just for investment. If your goals for maximum protection, choose the allocation of the premium is greater than the investment allocation with the maximum sum. While for those of you who prefer fixed investment, but there is an element of protection, then choose the investment allocation that is greater than the allocation of insurance premiums with maximum money from the allocation of these premiums. One time after a change in the condition with increasing living standards, increasing the economic value that must be protected, then your goal will become more dominant protection. With the help of an agent, you can directly increase the sum assured with a variety of additional protection.

For options with link units only for the purpose of investment alternatives, then make sure you choose the appropriate program link unit. The first character trait is, in sum can suppress the zero-cost insurance. And second, have no acquisition cost of risk. Look at the first year investment balance in illustration programs, the result must be greater than the paid-up capital. In this case, only to have administrative costs for insurance agencies and investment management fees for fund managers. Thus, the growth of your fund will be a maximum with a very minimum cost.

Choice of investment types and investment growth performance can be seen on the sheet fund fact sheets are always issued by the insurance company each month. In these reports will be seen what the content of an investment portfolio, what percentage of growth in investment performance, and how much of the fund in the package. Read the rest of this entry »

As an insurance agent, the key to winning the customers is by winning the presentation you give them. Presenting the products of your insurance company and letting your clients know the benefits should be done effectively so that you will not yourself out and the message that you are intended to deliver is received clearly by your prospects.

To be more effective, compelling in delivering presentations and can attract the attention of audience, use the tips bellow:

1) The Sooner, the Better. Audience wants to be involved, not just sit quietly and listen. At the beginning of the presentation, at least you have 30-90 seconds for attracting audience’s attention. For example, by asking the audience one by one or throwing fresh jokes that will make them laugh.

2) Mingle. Avoid talking while hiding behind a podium or standing too much at one place. If the participants are more than 20 people, occasionally walk and mingle among them as you speak. This will make them notice you. When walking, it is important not to rush.
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